International bankers saw that usury-free script would keep America free of their influence, so, by 1781, banker-backed, Alexander Hamilton succeeded in starting the Bank of America. After a few years of "bank money". the prosperity of "Colonial Script" was gone. Benjamin Franklin said, "Conditions were so reversed that the era of prosperity had ended and a depression set in, to such an extent that the streets of the Colonies were filled with the unemployed!" Bank money was like our FED money. It had debt and usury attached. By 1790, Hamilton and his bankers had created a privately, owned, central bank and converted the public debt (usury-free), into usury-bearing bonds, payable to the bankers. When Hamilton's bank charter expired in 1811, the international bankers started the War of 1812. By 1816, another privately-owned U.S. bank was started with $35 million in assets - only $7 million of that was owned by the government. This bank lasted for 20 years. U.S. history shows that currency with debt & usury attached created a depression. (Reference 4}
When the 1816 charter expired, in 1836, Andrew Jackson vetoed its renewal. It was then that he made two, famous statements: "The Bank is trying to kill me - but I will kill it!" Later he said, "If the American people only understood the rank injustice of our money and banking system - there would be a revolution before morning...." (Reference 4)
President Lincoln needed money to finance the Civil War, and the international bankers offered him loans, at 24-36% usury. Lincoln balked at their demands, because he didn't want to plunge the nation into such huge debt. Lincoln approached Congress about passing a law to authorize the printing of U.S. Treasury notes. Lincoln said, "We gave the people of this Republic the greatest blessing they ever had - their own paper money to pay their debts..." Lincoln printed over 400 million "Greenbacks" (debt and usury free) and paid the soldiers, U.S. government employees, and bought war supplies. The international bankers didn't like it and wanted Lincoln to borrow the money, from them ,so that the American people would owe tremendous usury on the loan. Lincoln's solution made this seem ridiculous. (Reference 1, P. 46,47, Reference 4)
Shortly after Lincoln's death, the government revoked the Greenback law, which ended Lincoln's debt-free, usury-free money. A new national banking act was enacted, and all money became usury-bearing, again. (Reference 4)
If we can convert U.S. dollars that are usury and debt free, to usury bearing currency, we can change it back, just as easily. Both the media and the banking system will probably claim that such a change will cause hyper-inflation. The answer, however, can be found in history. Lincoln printed debt and usury-free Greenbacks (cash) to finance an entire war.